Experience the Difference with Cigna Health and Life Insurance Company

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cigna health and life insurance company

Cigna Health and Life Insurance Company is the ideal choice for comprehensive coverage plans. The company provides customers with dependable services and customized plans tailored to fit their needs. With a wide range of products, plans, and services, Cigna makes it easy to find the right coverage that suits your lifestyle. Overview of Cigna Health and Life Insurance

Benefits of Choosing Cigna

Cigna is a global health service company to help individuals and families lead healthier lives. With Cigna, customers benefit from comprehensive coverage, financial security, and exceptional customer service. Here are some of the advantages that come with choosing Cigna as your health and life insurance provider:

Firstly, Cigna offers various plans for individuals and groups to meet their unique needs. Whether you’re looking for basic coverage or something more comprehensive, an option is available to fit your budget. Additionally, they provide access to high-quality care, with over 90 million customers able to take advantage of their in-network providers worldwide.

Lastly, when it comes to customer service experience, quality is maintained.

Types of Insurance Plans Offered by Cigna

Cigna is a leading health and life insurance provider in the United States. Through its comprehensive range of plans, customers can find coverage that meets their needs and budget. Cigna offers several insurance plans, including individual, family, and group policies.

Individual plans are tailored to an individual’s specific needs and provide flexibility for those who don’t need traditional employer-sponsored coverage. Family plans offer more extensive benefits than individual plans, such as maternity coverage, pediatric care, and vision services. Group policies are designed for businesses that want to cover multiple employees under one policy and may come with additional discounts or cost savings.

Cigna also offers specialty products such as accident protection, long-term care insurance, travel insurance, critical illness insurance, and Medicare supplement plans.

Cost-Effective Solutions from Cigna

Since its founding, Cigna Health and Life Insurance Company have been a leader in providing cost-effective solutions for individuals and families. Offering an array of health and life insurance plans, Cigna ensures that customers have access to quality coverage without breaking the bank. With Cigna’s competitive prices, customers can rest assured knowing they are getting the most for their money.

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Whether looking for traditional or employer-sponsored health insurance plans, Cigna provides comprehensive coverage options to fit your individual needs best. From short-term disability and long-term care to accidental death and dismemberment, Cigna provides cost-adequate protection at an unbeatable price. Furthermore, Cigna offers life insurance programs that provide financial security while still fitting within your budget constraints in today’s uncertain world.

Customer Service at Cigna

Choosing a health and life insurance company that provides excellent customer service is essential. Cigna has established itself as one of the leading options with its high standards. They have built their reputation through years of exceptional care tailored to each customer’s needs.

At Cigna, customers can get answers to any questions they may have quickly and easily. Whether on the phone or online, Cigna ensures that each customer feels heard and understood by providing knowledgeable agents available 24/7 for assistance. Moreover, Cigna’s commitment to superior service continues beyond there – they also offer a wide range of resources and tools designed to help customers make well-informed decisions about their health coverage plans.

Unique Features of Cigna Health and Life Insurance

Cigna Health and Life Insurance Company are one of the top-rated health and life insurance providers in the United States. It offers a range of unique features that set it apart from other insurance companies, providing customers with an unmatched level of protection and peace of mind.

One key feature offered by Cigna is its customer service. With 24/7 access to knowledgeable representatives, policyholders can contact for assistance at any time, day or night, with their questions or concerns. Additionally, Cigna boasts various plans to suit various needs, including family plans, short-term coverage options, and even international coverage.

Another great feature is Cigna’s extensive network of doctors and hospitals throughout the US.

You can choose your coverage.

  • Medical

    • Medical health insurance is an essential part of life, and the Cigna Health and Life Insurance Company can provide you with the coverage you need. With a focus on customer service, Cigna provides invaluable assistance to people looking for reliable medical insurance coverage worldwide.
    • Cigna offers a wide range of products tailored to your needs and budget. This includes short-term medical, long-term care, and Medicare supplement plans. Their online tools make it easy to compare different policies side by side to find the right plan for your specific situation. Additionally, their knowledgeable team is available 24/7 to answer any questions or concerns about their services or options.
    • Ultimately, Cigna makes it easier than ever before to get quality healthcare at an affordable price.Cigna Health and Life Insurance Company offer four health plans for individuals and families: Bronze, Silver, Gold, and Platinum. Each plan has unique benefits that make Cigna an attractive option for health insurance coverage.The Bronze plan provides essential services with no deductible to meet.The Silver plan includes more comprehensive coverage with a more extensive network of physicians.The Gold plan gives customers greater access to medical specialists with higher limits on out-of-pocket expenses.Finally, the Platinum plan provides complete coverage plus additional features like routine dental care and vision services at no additional cost.
  • Dental

    • When it comes to dental care, few companies can match Cigna Health and Life Insurance Company. You’ll get the best dental treatments with comprehensive coverage for preventive care, such as regular cleanings, fillings, crowns, and more. And if a major procedure is needed, Cigna’s plans cover a wide range of procedures, including bridges, root canals, and implants.
    • Cigna also offers discounts on select services when you visit network providers and provides 24/7 access to licensed dentists who can answer your questions about oral health any time of day or night. Plus, with online tools like an online provider search directory that makes it easy to find a dentist in your area and the Cigna Dental Center app that helps you keep track of appointments and payments – getting the dental care you need has never been easier.
    • Cigna Dental Insurance Plans

      Low Deductible Plans

      Average monthly premiums9 as low as $20.

      • $0-$50 deductibles10
      • Up to $1,500 in benefits
      • $0 dental check-ups, including cleanings and routine x-rays5
      • Orthodontia available on select plans

      High Annual Maximum Plans

      Average monthly premiums are as low as $24.

      • $100-$250 deductibles
      • Up to $5,000 in benefits
      • $0 dental check-ups, after deductible, including cleanings and routine x-rays


      Bundled Plans

      Dental plus coverage for vision, vision and hearing.

      Average monthly premiums9 as low as $32.

      • $50-$100 deductibles10
      • Up to $2,500 in dental benefits
      • Up to $300 in vision benefits
      • Up to $700 in hearing benefits
      • Dental implants available on select plans
  • Other Supplemental

    • Cigna Health and Life Insurance Company have been helping people achieve their health and financial goals for over 200 years. With a wide range of plans and policies available, Cigna is dedicated to providing customers with the highest quality live coverage possible. But did you know that they offer other supplemental insurance options too?
    • Other supplemental insurance options from Cigna include accident plans that provide cash benefits to pay for medical expenses, physical therapy costs, or the cost of a wheelchair should you be injured in an accident. They also offer hospital indemnity plans, which provide additional cash reimbursement if you need to stay overnight due to injury or illness. These policies cover both in-network and out-of-network services, so no matter where you receive care on your journey toward better health, Cigna will have your back.
    • Types of supplemental health insurance offer
      • Lump Sum Heart Attack and Stroke Insurance

        Cost: around $19/month

        • Covers qualifying events such as heart attack, stroke, or other heart-related surgery
        • Up to $75,000 cash benefit* to help pay out-of-pocket medical or household expenses1
        • Available to ages 18-99
      • Lump Sum Cancer Insurance

        Cost: around $19/month

        • Cash benefit can help cover expenses after a cancer diagnosis
        • Use the cash to help pay out-of-pocket medical or even household1 expenses
        • Available to ages 18-99 (including dependents)
      • Cancer Treatment Insurance

        Cost: around $18/month

        • Cash benefit to help cover expenses due to cancer treatment
        • Use the cash to help pay for treatments, care, and other associated costs1
        • Available to ages 18-99
      • Hospital Indemnity Insurance

        Cost: around $10/month

        • Pays a fixed benefit dollar amount following a covered hospitalization
        • Use the cash to help pay out-of-pocket medical or household expenses
        • Available to ages 50-85
      • Accident Treatment Insurance

        Cost: around $15/month

        • Helps pay costs for covered accidental injuries, treatment, and related costs
        • Choose from three flexible benefit levels
        • Cash is paid directly to you. Benefits may be paid directly to the hospital upon assignment.
        • Available to ages 18-74
      • Whole Life Insurance

        Cost: around $28/month

        • Helps pay for final expenses due to accidental death or illness
        • Cash benefit to be used on your behalf
        • Guaranteed premiums that will not increase2
        • Available to ages 50-85

No matter which plans you choose, Cigna offers reliable service backed by its commitment to customer satisfaction that can help you get the best care possible without breaking your budget.

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Phone Number Cigna
Customer Service
1 (800) 997-1654

24 hours a day, 365 days a year

TTY/TDD Service (For callers who are deaf or hard of hearing)
Dial 711 and follow the prompts

24 hours a day, 365 days a year

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