berkshire hathaway travel insurance

Berkshire Hathaway Travel Insurance (Tips)

Are you about to embark on a journey and need to ensure that you are protected along the way? If so, Berkshire Hathaway Travel Insurance may be the perfect policy for you. This article provides some tips to help you make the most of your experience with Berkshire Hathaway Travel Insurance. From understanding the types of policies available, to exploring how best to customize coverage for your needs, this article will provide you with all the information you need.

Berkshire Hathaway Travel Protection has earned a 4.33/5 JD Power Customer Satisfaction Rating, as well as an A financial strength rating from AM Best. This makes it one of the most competitive travel insurance carriers available today. With this in mind, travelers should look no further for comprehensive coverage for their next vacation or business trip.

Berkshire Hathaway Travel Protection offers a wide selection of plans to suit any type of traveler and budget, from basic trip cancellation coverage to comprehensive international medical benefits and more. The carrier also provides 24/7 customer service support to assist with questions and claims processing. Furthermore, customers can easily compare different policies online and find the best plan that fits their needs.

By taking advantage of Berkshire Hathaway Travel Protection’s exceptional ratings and offerings, travelers can be sure they are getting quality protection when traveling abroad or domestically.

From Participating Partners With Squaremouth

Berkshire Hathaway Travel Insurance is the perfect choice for travelers looking for dependable yet affordable coverage. The company offers a range of insurance products that cater to all types of travelers, from those who take short weekend trips to those who embark on extended international journeys. To make sure travelers get the best value for their money, Berkshire Hathaway Travel Insurance has partnered with Squaremouth to offer exclusive discounts and benefits.

Squaremouth is an online travel insurance provider specializing in providing economical coverage solutions to customers around the world. Through their partnership with Berkshire Hathaway Travel Insurance, they are now able to offer even better deals on multi-trip policies, family plans, and individual trips alike. With Squaremouth’s vast network of reliable and trusted insurers, customers can be assured that they receive comprehensive coverage at competitive prices without compromising quality or service standards.

Berkshire Hathaway Travel Protection is one of the leading insurance brands on the market. It offers several plans with key add-ons for travelers. The company also underwrites several policies sold by other travel insurance providers. Berkshire Hathaway boasts thousands of positive ratings from customers, an A+ rating from the Better Business Bureau, and an easy-to-use claim submission process.

This review will help you understand what Berkshire Hathaway Travel Protection has to offer and guide you toward the right insurance package for your needs.

Travel insurance plans from Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection offers some of the best travel insurance plans for those looking to stay protected when they’re away from home. With an extensive range of coverage options, Berkshire Hathaway Travel Protection can provide travelers with the protection they need at a price that fits their budget. Whether you’re planning a trip overseas or just heading out on a road trip, there is an insurance plan available to meet your needs. Here are some tips on how to get the most out of your travel insurance plan from Berkshire Hathaway Travel Protection.

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First and foremost, be sure to understand exactly what is covered under your travel insurance policy. Every policy has its own set of rules and regulations, so it’s important to read them carefully before making any decisions. This way, you know exactly what you are getting into before committing to any plan.

Berkshire Hathaway offers several travel insurance policies for diverse needs. If you’re unsure of what you need, the flagship product covers the essentials. If you are planning a road trip, taking a cruise, or focusing on luxury or adventure, Berkshire Hathaway Travel Protection offers plans for your unique needs.

Berkshire Hathaway’s online quote generator is intuitive and easy to use. Once you submit a few details including your trip, you’ll get a list of eligible travel insurance policies and the cost comparison. You can also add bonus coverage options to your insurance shopping cart before completing the transaction online.

One-size-fits-all coverage (ExactCare)
The most popular policy, ExactCare, will work for most travelers. ExactCare’s travel-agnostic insurance package offers 3 coverage tiers: ExactCare Value, ExactCare, and ExactCare Extra. Each of these policies covers up to 100% of trip cancellation costs, a minimum of up to $750 in luggage losses, and 24/7 worldwide travel insurance.

ExactCare Value

Berkshire Hathaway’s ExactCare value is a great way to get coverage with the security of an established provider. With ExactCare, Berkshire Hathaway offers low cost travel insurance plans designed specifically for individuals and families. The plans are tailored to provide maximum coverage at competitive price points.

The ExactCare Value plan is a comprehensive plan offering emergency medical benefits, trip interruption benefits, and baggage protection on domestic and international trips up to 180 days. This policy provides 24/7 emergency medical assistance including pre-trip planning services if needed. It also covers emergency evacuation and repatriation services in case of injury or illness while abroad. Additionally, it includes trip cancellation or interruption insurance for any unexpected events that may arise during your travels such as missed connections due to airline delays or mechanical breakdowns of transportation vehicles used during your trip.

ExactCare

ExactCare is a new travel insurance product from Berkshire Hathaway that can help you protect yourself and your loved ones when travelling. With ExactCare, you get comprehensive protection for any kind of trip- from a weekend getaway to an extended vacation abroad. The coverage includes medical expenses, trip cancellation and interruption, lost baggage, and more. Plus, the policy also provides 24/7 customer service so you can get help anytime you need it while travelling.

The main benefit of ExactCare is that it gives travelers peace of mind when they’re away from home. Whether embarking on a solo adventure or traveling with family members, this insurance policy covers all kinds of travel risks at an affordable price point. You have access to flexible coverage options to choose what best suits your individual needs and budget.

ExactCare Extra

The Berkshire Hathaway Travel Insurance is a great option for travelers looking for a reliable and affordable plan. With ExactCare Extra, those travelers can get even more value from their insurance plan. ExactCare Extra increases the coverage limits, adds additional benefits, covers all travel destinations, and provides 24/7 customer service.

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ExactCare Extra is an upgrade to the standard Berkshire Hathaway Travel Insurance plan, which already comes with comprehensive coverage at an affordable price. The additional coverage gives you access to a wide range of services and protection in case of medical emergencies or other unforeseen events while traveling. It also covers rental car protection and trip interruption reimbursement up to $5,000 per person in addition to medical evacuation coverage up to $250K per incident. Plus, it offers worldwide assistance through their emergency assistance hotline with no additional cost on top of your regular premium payment.

Trip Cancellation

Up to full trip cost

Up to full trip cost

Up to full trip cost ($100K max)

Trip Interruption

Up to full trip cost

Up to 150% of the trip cost

150% of trip cost ($150K max)

Travel Delays

Up to $500

Up to $1K

Up to $1K

Medical Expenses

Up to $15K

Up to $25K

Up to $50K

Emergency Medical Evacuation

Up to $150K

Up to $500K

Up to $500K

Missed Connections

N/A

Up to $500

$100 (fixed)

Lost, Damaged, or Stolen Luggage

Up to $750 ($50 deductible)

Up to $1K

$500 (fixed)

Baggage Delays

Up to $200

Up to $200

$150 (fixed)

Accidental Death and Dismemberment

N/A

Up to $10K

Up to $10K

24/7/365 Worldwide Travel Assistance

Included

Included

Included

Category-specific insurance plans are available as well for the following types of travel:

Road trip coverage (ExactCare Lite)
ExactCare Lite is a low-coverage policy for nonrefundable costs on domestic road trips such as hotel rooms, attractions, and event tickets. ExactCare Lite also includes emergency medical and medical evacuation coverage for covered events occurring more than 100 miles away from your home.

ExactCare Lite

Trip Cancellation

Up to full trip cost

Trip Interruption

Up to 150% of trip cost ($750 max/person)

Emergency Medical Insurance

Up to $10K ($500 dental max)

Emergency Medical Evacuation & Repatriation of Remains

Up to $100K

Accidental Death and Dismemberment

N/A

24/7/365 Worldwide Travel Assistance

Included

Importantly, if you have preexisting conditions that require ongoing care such as diabetes, high blood pressure, etc., a preexisting conditions waiver can be purchased within 15 days of the initial trip payment. Similarly, coverage for your kids can be included if purchased within 15 days of the initial trip payment.

Cruise coverage (WaveCare)
WaveCare

Cruise Cancellation

Up to full trip cost ($25K/person)

Cruise Interruption

Up to 150% of trip cost ($37.5K max/person)

Cruise Interruption (Return Air Only)

Up to $1K (applies if $0 trip cost was selected at the time of insurance policy purchase)

Cruise Delay

Up to $1K ($200 max/day of delay after delay of 5+ hours)

Cruise Ship Disablement

$500

Lost, Stolen, or Damaged Baggage

Up to $1.5K

Baggage Delay

Up to $200 (after 24+ hours)

Missed Connection

Up to $500 (after delay of 3+ hours)

Emergency Medical Insurance

Up to $75K ($500 dental max) – coverage if travel insurance policy is purchased within 15 days of your initial trip payment

Emergency Medical Evacuation & Repatriation of Remains

Up to $750K

Accidental Death and Dismemberment

Up to $10K

24/7/365 Worldwide Travel Assistance

Included

Coverage for preexisting conditions can only be added if insurance policy is purchased within 15 days of initial trip payment)

Comprehensive coverage (AdrenalineCare)
If you’re taking a bucket list trip with increased risk, higher costs, or complex travel details, take a look at AdrenalineCare. This comprehensive policy offers higher coverage ceilings for trip cancellation or interruption, equipment delay, license fee refunds, medical emergencies, lost baggage, and medical evacuation. This product is especially useful if you’re planning a trip with tight connections for transit, such as short times between connecting flights or a risky transfer from a vehicle to a boat or plane since the plan includes coverage for missed connections.

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AdrenalineCare

Trip Cancellation

Up to full trip cost ($50K/person)

Trip Interruption

Up to 150% of trip cost ($75K max/person)

Trip Interruption (Return Air Only)

Up to $750

Trip Delay

Up to $600 ($200 max/day of delay after delay of 5+ hours)

Equipment Delay

$500 (6+ hours)

Lost, Stolen, or Damaged Baggage

Up to $1.5K

Baggage Delay

$150 (after 12+ hours)

Missed Connection

Up to $500 (after delay of 3+ hours)

Emergency Medical Insurance (Primary Coverage)

Up to $50K ($500 dental max)

Emergency Medical Evacuation & Repatriation of Remains

Up to $750K

Accidental Death and Dismemberment

Up to $10K

24/7/365 Worldwide Travel Assistance

Included

Additional coverage (can only be added if insurance policy is purchased within 15 days of initial trip payment)
Travelers with preexisting conditions need not worry with this plan. Coverage is included as are financial default and terrorism coverages.

High-end coverage (LuxuryCare)
LuxuryCare offers Berkshire Hathaway’s highest ceilings for coverage for those times when your trip is too important or expensive to risk your investment.

LuxuryCare

Trip Cancellation

Up to full trip cost ($100K per person)

Trip Interruption

Up to 150% of trip cost ($150K max/person)

Trip Interruption (Return Air Only)

Up to $1K

Trip Delay

Up to $2K ($200 max per day of delay after delay of 5+ hours)

Sporting and Golf Equipment Delay

$500 (6+ hours)

Lost, Stolen, or Damaged Baggage

Up to $2.5K

Baggage Delay

Up to $200 (after 12+ hours)

Emergency Medical Insurance (Primary Coverage)

Up to $100K except in New Hampshire, where coverage is up to $50K ($500 dental max)

Emergency Medical Evacuation & Repatriation of Remains

Up to $1M

Accidental Death and Dismemberment

Up to $25K

24/7/365 Worldwide Travel Assistance

Included

Additional coverage (can only be added if insurance policy is purchased within 15 days of initial trip payment)
Coverages for preexisting conditions and financial default are included.

Additional coverage options from Berkshire Hathaway Travel Protection
Flight coverage (AirCare)
AirCare covers expenses specific to aviation travel including unexpected aircraft and tarmac delays, equipment failure, lost luggage, flight diversions, and late-night travel delays. This product is a good fit for travelers who are comfortable managing other aspects of travel risk on their own but want additional peace of mind in the event of flight-related hiccups.

AirCare sells a standalone policy or as an add-on alongside Berkshire Hathaway’s lower-tier travel insurance plans.

AirCare

Flight Delay Insurance

$50

Flight Cancellation Insurance

$150

Missed Connection Protection

$100

Flight Disruption and Diversion Insurance

$150

Late Night Flight Delay Protection

$100

Tarmac Delay

$1K

Lost Luggage Coverage

$500

24/7/365 Worldwide Travel Assistance

Included

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